What to Look for in the Best Credit Card

Let's start with bread and butter - when you're looking for a good card, the first number you're going to want to look at is the interest rate. While these may vary widely between different cards, it's important to make sure you understand what kind of interest rate you're getting upfront before signing up.

If your credit is low, you may end up needing to pay a higher APR, since the card provider is taking on a little more risk. Some cards offer 0% introductory APRs, while others will have higher rates that can cost you more in the long run if you don't pay off your balance every month.

Be sure to read the fine print on any credit card offer before making a decision so that you know exactly what kind of interest rate you're getting.

If you want to maximize your credit card rewards, then taking advantage of a rewards program is an excellent option.

The best reward programs will offer cashback on purchases or points that can be redeemed for travel or other goods and services.

Make sure to read through all of the details associated with any rewards program before signing up as some may have restrictions or limits on how many points or cash back can be earned in certain categories or over certain periods.

Finally, its important to look into the annual fees associated with any credit card offer before signing up.

Some cards come with no annual fee while others may charge one ranging from $50-$500 depending on the type and level of benefits offered with the card.

While high annual fees may seem like a turn-off initially, they may also offer additional benefits such as expanded insurance coverage and access to exclusive events which could make them worth considering if those perks fit into your budget.